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Category: Commercial Insurance

Celebrating 18 Years in Business!

Celebrating 18 Years in Business!

DeBerry Insurance Agency is celebrating 18 years in business this month! When we first opened our doors in 2003, we made a commitment to serve our community well. For the past 18 years, we have done just that from founding the Spring Hill Country Ham Festival, to hosting a Free Shred Day each year. We have made friends for life all along the way! As...

What Does Commercial Umbrella Insurance Cover?

What Does Commercial Umbrella Insurance Cover?

Your business is protected by your business insurance – but is it enough? A commercial umbrella insurance policy provides coverage when a claim exceeds the limits of your other policies. This type of policy is typically quite affordable and offers a critical level of protection against losses from substantial claims or lawsuits.  Do You Need Commercial Umbrella Insurance? A liability claim filed against your business...

Can I Still See My Own Doctor After Filing For Workers' Compensation?

Can I Still See My Own Doctor After Filing For Workers' Compensation?

There is no yes or no answer to that question. Each state has its own set of complicated rules for when you can see your own doctor for a work-related injury covered by workers’ compensation insurance. Generally, but with some exceptions, your employer’s insurance company determines which doctors you see when you have filed a workers’ comp claim. Workers’ compensation can be confusing, and the...

Do I Need Liquor Liability Insurance If I Only Sell Beer Or Wine?

Do I Need Liquor Liability Insurance If I Only Sell Beer Or Wine?

Despite the name, you will need to make sure you add liquor liability insurance to your business policy if you serve beer or wine at your business. Although most business liability insurance automatically includes host liquor coverage, this only applies to small functions hosted by an enterprise that is not in the business of selling alcohol. Our experienced agency can help ensure you have the...

5 Questions About Commercial Auto Insurance

5 Questions About Commercial Auto Insurance

Commercial auto insurance and personal auto insurance are not the same. If you are a business owner, our knowledgeable agency can help you find the coverage you need. The following are five important things any business owner should know about commercial auto insurance. What Is the Purpose of Commercial Auto Insurance? Commercial auto insurance is designed to protect your business from legal claims of property...